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First, most U.S. drivers and a car insurance that will provide total or partial protection while driving a rental car (within certain dollar limits and coverage only for rentals in the U.S. and sometimes Canada). Some insurance policies only cover rental cars while your vehicle is being repaired, while most do not cover certain types of vehicles such as luxury cars or trucks. Review your policy personal insurance for these limitations and exclusions.
Even with these limits, your personal automobile insurance is the primary source of coverage if you have an accident or injured while driving a rental car. Other types of coverage, policies such as credit card and optional insurance offered by the company Rent at the time of the reservation will be subrogated. This means that do not apply before reaching the maximum of their own automobile insurance coverage. Also, be aware that their auto insurance rates may increase if an individual applies for damaging a rental car.
Some states have legislation requires companies Rent to inform you that your insurance coverage in May to double its car insurance policy, although these laws do not specify how it should be notified. The best way for you to do is speak directly to your car insurance agent before renting a car and ask questions.
What geographic area does my policy provide coverage for rental? (Generally, Auto policies cover the USA and Canada only.)
How liability coverage How I now? (If you have an old car, for example, you can make the minimum amount of liability coverage required by the laws of your state, a level may be sufficient to protect against the risk of completely replacing a new brand of car rental or even worse, with a claim of excessive damages.
How much is my deductible? (Are you willing to pay this amount in your pocket if you must file a claim for damage to a rental car?)
Does my policy cover the value of the vehicle (s) listed on my policy? (If yes, you should compare this value to replacement cost of the type of car rented.)
Does my policy cover theft and collision damage? (Most U.S. drivers already carry coverage Collision can substitute for the protection sold by car rental companies.)
Ultimately, the decision to take or not to buy optional insurance with a car rental company is yours, of course. Think carefully about the value of the coverage of costs and take into account past information and make a decision with all the facts.
Michael Russell
Your Independent guide to Car Rental
Jean van de Velde golf collapse 1999 Open at Carnoustie
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VOLKSWAGEN GOLF CAR COVER 2001 2002 2003 2004 2005 2006 $64.95 |
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VOLKSWAGEN GOLF GTI CAR COVER 1991 1992 1993 1994 1995 $64.95 |
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VOLKSWAGEN GOLF GTI CAR COVER 1996 1997 1998 1999 2000 $64.95 |
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VOLKSWAGEN GOLF GTI CAR COVER 2005 2006 2007 2008 2009 $64.95 |
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The American Golfer Virgina Van Wie Photograph, Framed Print (18×24-inch) This vintage photo shows golfer Virginia Van Wie displaying her collection of golf clubs for a feature titled, ‘Clubs Used by Outstanding Women Golfers.’ Van Wie was a champion golfer during the 1920s and ’30s, and won the U.S. Women’s Amateur three straight times, from 1932-34. The uncredited image appeared in The American Golfer’s January 1931 issue. This black and white print measures 8′ x 10′ … |
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The American Golfer Virginia Van Wie American Golfer November 1934 Photograph, Framed Print (18×24-inch) From The American Golfer November 1934, a photo of Virginia Van Wie about to take a shot, above the caption, ‘The First Lady of Golf.’ Miss Van Wie won three consecutive Women’s Golf Championships was voted the AP Female Athlete of the Year in 1934. This photo is from Acme Photography. This black and white print measures 8′ x 10′ and is only available framed (framed size is 12′ x 16′)…. |